Health Insurance Benefits
Health insurance is one of the most important benefits gained by working aside from base pay. Healthcare can be so expensive -- even basic doctor bills can eat up a working family's paycheck, to say nothing of the bankruptcies caused by medical disasters -- that it often is even more important than salary. Consequently, the federal government and many states have enacted protections for employees' health insurance. COBRA is the federal program which allows fired employees to continue under their former employer's health plan, which is often less expensive than most individual health insurance place. ERISA governs the health benefits available to seniors. Click on the articles below to learn more.
- Health Insurance & Benefits: Your Rights
Health care benefits is one of the most important factors involved in finding a job. Find out about your rights with respect to health insurance and related benefits, including information on healthcare benefits discrimination.
- ERISA and Healthcare Plan Enforcement
Click here to learn more about the Employee Retirement Income Security Act, or ERISA, which is the federal law covering both retirement and healthcare plans, and how they are administered.
- Dictionary: Health Benefits
This article provides definitions for some of the most common (and often confusing) terminology used to describe health care plans, benefits, and their terms. Read up so that you can understand your rights.
- Employee Benefits Questions to Ask
Enrolling in a healthcare plan can be a time-consuming process, but here are some of the key questions to ask to help streamline the process so that you can be assured that you have all the proper coverage.
- Dictionary: Employment Law Terms
Definitions and explanations of all the most common employment law terms and abbreviations, such as Family and Medical Leave Act; constructive discharge; garnishment of wages; and implied contract.
- Employees Rights 101
An overview of employee rights in the workplace, including laws against discrimination on the job; wage and hour regulations; and payday requirements.
- COBRA Insurance Rights
- Dictionary: Employee Benefits
- Dictionary: Health Benefits
- Domestic Partner Employment Benefits
- Employee Benefits Questions to Ask
- ERISA and Healthcare Plan Enforcement
- FAQ: COBRA Continuation Health Coverage
- Health Insurance and Benefits: Your Rights
- Health Plan Benefits and the Law
- Ways to Make Your Health Benefits Work for You
- Workers' Right to Health Plan Information